Payment Solutions Integration
Banks and fintech companies are constantly expanding the range of payment services for their clients. Crystal Spring helps integrate modern payment solutions into existing systems — from connecting Apple Pay and Google Pay to launching proprietary transfer and QR payment services. We ensure seamless connection between banking systems and external payment gateways, processing centers, and partner platforms, complying with security requirements and guaranteeing stable operation under high loads.
In 2025, the company implemented solutions in several banks, such as accepting payments via QR China Union Pay, transfers through Zolotaya Korona, RIA, UTP, Moneygram, and SMP of the National Bank of Kazakhstan.

Experience and Projects
- Mobile Wallets: Our team implemented integration of modern wallets like Apple Pay and Google Pay for banking apps, enabling clients to make contactless payments via smartphones.
- Direct Transfers and QR Payments: Crystal Spring developed integration modules for instant transfers between Visa and MasterCard cards (Visa Direct, Mastercard MoneySend) and solutions for accepting QR-code payments (UPI QR), as well as Zolotaya Korona, RIA, Moneygram. These integrations expand banks’ capabilities for rapid transfers and cashless payments.
- Internet Acquiring: We implemented e-commerce acquiring platforms for banks. For example, an online payment solution for Kazpost JSC increased internet transaction volumes from a few million to tens of billions of tenge per month. A similar project for Jusan Bank led to explosive growth in business transaction activity.
If your business needs to connect new payment services or unify disparate systems, we are ready to help. Contact us to discuss integration of payment solutions optimized for your requirements.