Innovation in Banking
and Financial Services
We create digital products and automate processes — from digital banking to AI solutions and integrations with global payment systems
Software Development
We build reliable services, platforms, and mobile applications from scratch, tailored to your requirements
Proprietary Products and Solutions
Implement our ready-made solutions to accelerate digitalization and automate business processes
Integration and Support
We integrate products with banking systems (CBS, Processing, CRM) and provide ongoing support
Our Products
Crystal Spring offers a wide range of software solutions for the banking sector — from currency control automation and digital banking to mobile applications and integration services. Key product areas:
Currency Control Software Crystal VED
Crystal VED is software for automating currency control processes in banks
Digital Banking Platform for Individuals and Businesses Crystal IBN
Crystal IBN is a digital banking platform for individuals and legal entities
Universal Service Bus
A universal service bus for integrating banking systems and services
Mobile Applications for Banks
Mobile banking applications for individuals and corporate clients
Payment Systems Integration Solution
Visa Direct & P2P Connector — integration with Visa (Visa Direct), Mastercard, and money transfer systems
E-commerce Transaction Solution
Spring Ecom — a solution for e-commerce and online payments
HoReCa Solution
A solution designed for organizing orders and delivery from supermarkets, cafés, and restaurants
Electronic Queue
A system for managing and optimizing customer queues
Our Services
We develop AI-powered solutions, business processes, integration platforms, digital banks, and mobile applications for financial institutions in the CIS and neighboring regions
Service Capabilities Visualization
Bank Software Development
What’s included:
Business requirements gathering, back-office architecture design, full-stack development, implementation, and ongoing support
Result:
A scalable and reliable software platform that automates internal operations and serves as the foundation for digital services
Technologies & methodologies:
Java (Spring) / .NET / Kotlin / Golang, PostgreSQL / Oracle, microservice architecture
Business Process Automation
What’s included:
Process audit and modeling using BPMN 2.0, BPM system configuration, integration with existing software
Client result:
Transparent, manageable, and accelerated business processes (credit pipeline, onboarding) with reduced manual work and errors
Technologies & methodologies:
Camunda 7 / 8, n8n
Payment Solutions Integration
What’s included:
Payment gateway integration (Visa, MC, CUP, money transfer systems), payment form development, PCI DSS compliance
Client result:
A secure and reliable channel for receiving and sending online payments, integrated into your systems or mobile applications
Technologies & methodologies:
REST API, OAuth 2.0, card tokenization
Mobile App Development
What’s included:
Full cycle from UX/UI design and native development to testing, backend integration, and publishing in app stores
Client result:
A fast, intuitive, and stable mobile application that becomes an effective sales and engagement channel
Technologies & methodologies:
Swift / Kotlin (native), Flutter / React Native (cross-platform), CI/CD, Scrum
AI Agent Development for Business
What’s included:
Business analysis, ML model selection and training, proprietary MCP servers, agent logic development and API integration. We fix bad Vibe code and make it work
Result:
Production-ready intelligent systems (chatbots, scoring agents, MCP servers) operating 24/7, reducing staff workload and accelerating decision-making
Technologies & methodologies:
Python (TensorFlow, PyTorch)
Complex Integrations for Banks and FinTech
What’s included:
IT landscape audit, integration flow design, connector and API development, real-time data exchange
Client result:
A unified IT ecosystem where all systems (CBS, CRM, scoring) exchange data seamlessly
Technologies & methodologies:
Enterprise Service Bus (ESB), Apache Kafka, RabbitMQ, REST / SOAP
IT Consulting & Architecture
What’s included:
Business strategy analysis, IT infrastructure audit, target architecture design, and digital transformation roadmap
Client result:
A clear, technically grounded IT development plan that optimizes investments and minimizes future risks
Why Choose Us
We build digital banks, mobile applications, and BPM systems for financial institutions in the CIS and neighboring regions
15 Years on the Market
Operating since 2011, we are a key partner for leading banks in Kazakhstan and the CIS, with deep domain expertise
50+ In-house Engineers
A full-cycle team including developers, DevOps, QA specialists, and system analysts
Trusted by Banks and FinTech Leaders
Halyk Bank, Freedom Bank, Tenge Bank, Jusan Bank, and others trust us with mission-critical systems
Performance and Fault Tolerance
We design high-load solutions processing hundreds of thousands of transactions daily
